5 Variables that Impact your Credit Score

5 Variables that Impact your Credit Score

In Canada, creditors such as banks, credit card, and loan companies report to two major credit agencies, Equifax and TransUnion. From this combined report you are given a credit score from 300 – 900, and this score represents your creditworthiness when you apply for credit. Ideally, you want a score above 680 to qualify for…

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Success Story – Consolidating 1st, 2nd and 3rd Mortgage

Success Story - Consolidating 1st, 2nd and 3rd Mortgages

Mr and Mrs M, approached us after their mortgage approval fell through at the last minute with another broker.  Their last broker processed their mortgage for months and told them right before they were ready to sign with the lawyer that the lender was not willing to proceed. Mr M, was only at his current…

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Financial Tips in Uncertain Times

Financial Tips in Uncertain Times

As we are all facing this global crisis due to COVID-19, it is very important to protect our families from the uncertainties that the future holds.  We will get past this pandemic, but we do not know how long the impact of this will have on our country’s economy.  Many businesses are cutting costs by…

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